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  • Are You Certain that Your Assets Are Protected?

    Illinois physicians are practicing in a state with no cap on damages for pain and suffering and, have concerns about protecting their assets from mega-judgments that exceed their insurance coverage. 

    But there are also many other opportunities for physicians and their families to be exposed to large verdicts – beyond medical lawsuits. For example, a physician may own property on which lies "an attractive nuisance," such as a swimming pool or jungle gym. And physicians are often viewed as having "deep pockets" by a jury due to their profession.

    ISMS offers a medical legal guideline covering how to develop a structured wealth preservation plan.

    Read more ...
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  • Alert: Harmony Health Plan Close Out – No “NEW” Claim Disputes Accepted after October 31

    ISMS has received notice that Harmony Health Plan will not accept any new claim disputes for review or reprocessing that are received after Oct. 31, 2019. Disputes received prior to this date will be processed until resolution. 

    This deadline only applies to claims that have already beensubmitted. (As of June 2019, all claims through and including dates of service in 2018 should have been submitted.) 

    Harmony is now closing its operations.

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  • Does Your Staff Receive 'Off the Charts'? Know About Free Support from ISMS?

    Practice management professionals balance a multitude of tasks, and are bound to have questions or need guidance.

    That’s where we come in. All of your team members working with ISMS members have access to numerous resources, including our quarterly newsletter, Off the Charts – designed specifically for them. 

    Sign up your staff to receive the newsletter and request web account access for them so they can view members’ only content!

    If you or anyone on your team has questions, contact the ISMS Division of Member Advocacy at 800-782-4767 ext. 1470, or by email

  • ISMIEMutualsubhead

  • You’re Invited to ISMIE’s Risk Management Symposium

    ISMS members receive a steep discount when registering to attend ISMIE’s Risk Management Symposium, which will take place on November 1 in Lombard. 

    This year’s theme is “Emerging Risks: Navigating What’s Next.” The all-day program will feature outstanding speakers presenting on hot topics, such as cannabis, macro-level healthcare trends, big data, opioids, physician wellness and more!

    Register today.

    This activity has been approved for AMA PRA Category 1 Credit™.

    ISMIE Mutual is the Illinois State Medical Society's endorsed carrier.  


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  • Doctors Urge CMS to Address Administrative Burdens of Prior Authorization

    ISMS joined 100 national and state medical organizations to strongly urge the Centers for Medicare and Medicaid Services (CMS) to implement five major reforms related to prior authorization (PA) that would reduce administrative burdens in health care.  

    In our message we noted that while we applaud CMS for tackling the significant problems caused by PA, there is still concern that CMS is focusing solely on automation as the solution. 

    Read More ...

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